Accounts, Payments, and Stablecoins
Designed Solutions for the Digital Economy
StaBillon offers a comprehensive range of products designed to bridge traditional finance with the emerging world of Web3. Our solutions focus on payment accounts, instant e-money transfers, and Electronic Money Tokens (EMT), delivering secure, efficient, and scalable services for businesses and financial institutions.
Whether you need dedicated IBAN accounts, fast payment processing, or fiat-backed EMTs for seamless digital transactions, StaBillon provides the infrastructure to power your financial operations—locally and globally.
Payment Accounts
Secure Multi Currency Accounts for Every Transaction Need
We provide a variety of account solutions to support businesses operating in both traditional and digital finance ecosystems. Whether you need efficient fund collection, streamlined corporate transactions, or payment solutions, we offer secure and compliant options tailored to your needs. E-money accounts allow to store and manage digital funds with full compliance, offering a reliable alternative to traditional banking.
Dedicated Corporate Account
A Corporate Account is your company’s main operational account — separate from customer fund accounts — built to support your everyday business expenses.
Use it to:
- Pay salaries, suppliers, rent, and taxes
- Manage business-related transactions securely and efficiently
- Keep your company’s funds clearly separated from customer funds for full compliance
Whether you're running payroll or settling vendor invoices, the Corporate Account gives your business full control over its own funds and financial activity.
Collection Accounts with single IBAN
A Collection Account is a dedicated account opened in your company’s name, equipped with a local IBAN. It’s designed to make it easy to receive and manage funds from your customers or partners in the EEA.
With this account, you can:
- Receive payments locally in EUR, PLN, USD.
- Hold and manage funds in one place using a single, simplified IBAN.
- Collect payments from various sources into a single account — streamlining your operations.
- Make local payouts efficiently and cost-effectively.
Collection Accounts with Virtual IBANs (vIBANs)
A Collection Account with Virtual IBANs lets your business issue unique dedicated IBANs, making incoming payments easier to track and reconcile.
Ideal for PSPs, remittance companies and e-commerce, this account helps you:
- Assign individual vIBANs to transactions.
- Automatically match payments to senders with zero manual reconciliation.
- Manage main and sub-accounts for clean, organized fund flows.
- Improve customer experience with faster and error-free processing.
Programmable Payments and Money Transactions
Seamless Financial Operations Across Fiat and Digital Assets
Our payment transaction services provide seamless integration between fiat and digital asset transactions through regulated payment networks. We offer access to local and international payment rails, enabling businesses to receive, hold, transfer, and payout funds in multiple currencies from a single platform. With instant clearing, cross-border capabilities, and multi-rail support, our solutions ensure efficient and secure financial operations across both traditional and Web 3.0.
Instant Global Transfers & Payment Rails
Send funds and remittances worldwide with real-time settlement via SEPA, SWIFT, Faster Payments, KIR, and Elixir.
On-Ramp / Off-Ramp for Digital Assets
Easily convert fiat into digital assets and back with secure, compliant ramping services.
Mass Payouts & Payroll Automation
Efficiently manage large-scale disbursements to employees, vendors, and partners.
Multi-Currency & Cross-Border Transactions
Hold, transfer, and pay out in multiple currencies across regions from a single platform.
Real-Time FX (coming soon!)
Benefit from dynamic foreign exchange rates, instant conversions, and tools to optimize cash and liquidity across currencies.
Programmable Payments with Smart Contracts
Automate and customize payment flows using secure, blockchain-based smart contracts.
EMT Issuance & Custody
Stablecoin Minting, Redemption, and Custody for Financial Institutions
StaBillon provides financial institutions and regulated entities with a secure, compliant, and scalable platform for issuing and managing Stablecoins as Electronic Money Tokens (EMTs) in line with EU MiCA standards.
Our solution enables seamless minting and redemption of 1:1 fiat-backed stablecoins, fully integrated with traditional banking infrastructure and Web 3.0 ecosystems.