Following MiCA: E-Money License for EMT Tokens
Strategically positioned in major European Union jurisdictions
We are compliant with the MiCA directive for EMT tokens and e-money, operating under current European Union regulatory frameworks. Our Electronic Money Institution (EMI) license, issued by the Polish Financial Supervision Authority (KNF), enables us to issue regulated stablecoins backed 1:1 by segregated fiat reserves held in top-tier European banks. This ensures redeemability, transparent operations, and maximum security for all transactions.
5+
years of experience
Built-in
AML, KYC, GDPR and PSD 2 compliant
Multi
currency possibility to mint any national currency

Products
Bridge the gap between legacy banking, crypto markets and the future of decentralized finance
ON & OFF RAMP
EXCHANGE
SETTLE
Accounts & Individual vIBAN’s
Multi-currency corporate accounts, Collection accounts, e-money
accounts and dedicated IBAN’s
Programmable Payments & Money Transfers
Cross-border payments, wholesale money transfers, Remittance and Mass Payouts
B2B & B2B2C & B&C wallets
We provide secure, compliant and ready-to-go solutions for both businesses and Indviduals

Multi-Currency ELECTRONIC Money for a Global Economy
Our stablecoins meet EMT requirements—fully secured, regulated, and maintaining a consistent and stable value. We are supporting not only Euro and Dollar denominated transactions but also stablecoins for other non-Euro EU currencies. By combining the reliability of fiat currency with the advantages of blockchain technology, Billon EMT tokens and stablecoins empowers seamless transactions for both traditional and crypto financial markets. Additionally, with our Stablecoin as-a-service platform, you can launch your own MICA complaint stablecoins.
Fully
transparent and reserve-backed
1:1
backed to the EURO and PLN
MICA
convergent and ready for crypto exchanges
Instant
and low cost settlement
Cross-chain with easy API for developers
Native support for Cross-chain
API for Payments and Financial Operations in Crypto & Legacy businesses
What make us unique




Regulatory Excellence
Security & Governance
Borderless Flexibility
Scalability Without Limits
MICA Compliance
Licenesed EMI and alligend under the EU’s MICA regulatory framework for digital assets and e-money.
1:1 Reserve Backing
Fully backed stablecoins with reserves held in safeguarding accounts fully protected against bankruptcy.
Multi-Currency Solutions
Issue and transact in USD, EUR, PLN, and other European currencies.
Instant Global Reach
Scalable infrastructure designed for large-scale financial institutions.
Built-in Compliance
Integrated AML, KYC, and GDPR safeguards for secure and compliant operations.
Segregation & Transparency
Third-party audits and published reports ensure full visibility into reserves.
Multiple-chain Compatibility
Operates across both public and private blockchain networks.
High-Throughput Efficiency
Real-time settlement for growing cross-border payment volumes.
Favorable Tax Framework
Designed for maximum tax efficiency under favorable regulatory interpretations.
Robust Governance
Independent oversight, transparent policies, and risk management ensure stability.
Recognized Payment Schemes
Supports SWIFT, SEPA, FPS, ELIXIR, and other major payment networks.
Programmable payments
Mobility to ingest complex and conditional payment instructions.
Our Expertise
Secure, compliant, and interoperable digital payments powered by blockchain
Stabillon sp. z o.o. (formerly Billon Solutions sp. z o.o.) is a licensed e-money institution, authorized by the Polish Financial Supervision Authority (KNF) to issue e-money License No. KIPE1/2019. Stabillon is the only entity in Poland to be authorized to provide these services as an electronic money institution.
With over five years of experience in the market, we have built both technological expertise and a proven operational track record through numerous projects across Europe and beyond. Our solutions have been successfully implemented in various industries, demonstrating scalability and reliability in diverse business environments. As part of the Billon Group, Stabillon serves as a bridge between traditional finance and the blockchain economy. We provide compliant, innovative financial tools tailored to the needs of businesses operating within both conventional and digital markets under the EU’s MiCA framework.
Our blockchain technology enables the minting of electronic money in national currencies with full regulatory oversight. Through direct, on-chain point-to-point transactions, we eliminate intermediaries, enhancing transaction security, efficiency, and scalability. Operating 24/7, our infrastructure supports seamless financial operations for businesses navigating both established financial networks and decentralized Web3 environments.