Products

Accounts, Payments, and Stablecoins

Designed Solutions for the Digital Economy

StaBillon offers a comprehensive range of products designed to bridge traditional finance with the emerging world of Web3. Our solutions focus on payment accounts, real-time payments, and Electronic Money Tokens (EMT), delivering secure, efficient, and scalable services for businesses and financial institutions.

Whether you need dedicated IBAN accounts, fast payment processing, or fiat-backed EMTs for seamless digital transactions, StaBillon provides the infrastructure to power your financial operations—locally and globally.

PRODUCT USE CASES

Corporate Treasury Optimization

Improve liquidity management with secure, on-demand access to EMTs reserves.

E-Commerce Payments

Offer seamless payment options for global customers with fast transaction processing.

Remittance Services

Enable individuals to send funds across borders quickly and affordably.

DeFi Integration

Facilitate participation in decentralized finance with reliable digital cash solutions.

White-label Solutions

Empower banks and EMIs to issue white-label EMTs for innovative financial services.

Payment Accounts

Secure Accounts for Every Transaction Need

We provide a variety of account solutions to support businesses and individuals operating in both traditional and digital finance ecosystems. Whether you need efficient fund collection, streamlined corporate transactions, or payment solutions, we offer secure and compliant options tailored to your needs.

Collection Accounts for Businesses and Individuals

Simplify and centralize the receipt of funds from multiple sources in a secure, compliant environment.

Dedicated Corporate Accounts

Designed for businesses to manage high-volume transactions, with enhanced security and operational efficiency.

E-Money Accounts

Store and manage digital funds with full compliance, offering a reliable alternative to traditional banking.

Virtual IBANs (vIBANs)

Enable businesses to issue unique IBANs for customers, streamlining payments and reconciliation globally.

On-Ramp and Off-Ramp Services

Seamlessly convert fiat into digital assets and vice versa.

Real-Time Monitoring and Reporting

Track transactions in real-time with instant notifications.

Multi-Currency Support

Handle transactions in various currencies from one unified platform.

Regulatory Compliance

All accounts adhere to MiCA and other relevant regulatory standards.

Programmable Payments and Money Transactions

Seamless Financial Operations Across Fiat and Digital Assets

Our payment transaction services provide seamless integration between fiat and digital asset transactions through regulated payment networks. We offer access to local and international payment rails, enabling businesses to receive, hold, transfer, and payout funds in multiple currencies from a single platform. With instant clearing, cross-border capabilities, and multi-rail support, our solutions ensure efficient and secure financial operations across both traditional and Web 3.0.

Fiat-to-Digital Asset Transactions

Seamlessly transact between fiat currencies and digital assets with secure on/off ramping services.

EMT Payment Processing

Enable fast, secure, and compliant payment operations for your business.

Local & International Payment Rails

Access domestic and global payment systems across the UK, Europe, and non-EU countries.

Multi-Currency Management

Receive, hold, transfer, and payout in multiple currencies through a unified interface.

Cross-Border Transactions

Deliver reliable and secure payments worldwide with support for SEPA, SWIFT GPI, ACH, and Fedwire.

Instant Clearing

Benefit from instant transaction processing, customized FX spreads, and no transfer limits.

Smart Contract-Based Programmable Payments

Automate and customize payment workflows

Instant Cross-Border Money Transfers

Send and receive funds globally with immediate clearing and settlement across multiple payment networks.

Mass Payouts for Payroll and Vendor Payments

Efficiently manage bulk disbursements ensuring timely and accurate payments.

On-Ramp and Off-Ramp Services

On-ramp for converting fiat into digital currency and off-ramp for cash-out services.

EMT Issuance & Custody

Stablecoin Minting, Redemption, and Custody for Financial Institutions

StaBillon provides financial institutions and regulated entities with a secure, compliant, and scalable platform for issuing and managing Stablecoins as Electronic Money Tokens (EMTs) in line with EU MiCA standards.

Our solution enables seamless minting and redemption of 1:1 fiat-backed stablecoins, fully integrated with traditional banking infrastructure and Web 3.0 ecosystems.

Stablecoin Minting & Redemption

• Instantly issue and redeem EMTs backed by major fiat currencies

• Transparent operations with real-time balance validation.

Secure Custody & Compliance

• MiCA-compliant custody services for EMTs.

• Full segregation and safeguarding of client funds.

• Continuous auditability and reporting.

Payment Infrastructure

• Seamless API integration for EMT issuance and management.

• Supports programmable payments and smart contract-based use cases.

• Real-time monitoring, settlement, and reconciliation.